Notaries know they are only authorized to notarize within the jurisdiction defined by your state, which in most cases is your state. But what do you do if a signer needs to have an out-of-state document notarized? Are you authorized to do so, and, if so, how?
The Easy Answer: Yes, You May Notarize Out-Of-State Documents
You are allowed to notarize documents that are sent and /or recorded across state borders — provided, of course, that you are notarizing the document within the boundaries of your jurisdiction.
It doesn’t matter where the documents will be recorded as long as you are following the Notary laws for your state. This includes documents for out-of-state real estate transactions, such as purchases or mortgage refinances.
Note, however, that Notaries in Kentucky with a Special Commission may only notarize documents that will be recorded in Kentucky.
Check — And Correct — The ‘Venue’
Know — And Follow — All Your State’s Notary Laws
Even when notarizing an out-of-state document, which may have certificates specific to the state where it is being filed, you are still responsible for knowing and following your own jurisdiction’s laws.
For example, in California, as of January 1, 2013, any document that affects real property requires the Notary to obtain the thumbprint of all signers in your Notary journal. You will need to record the signers’ right thumbprint for every document you are notarizing within the refinance package, since the mortgage, deed of trust or any affidavits in the package affect real property. This law applies regardless of where the property is located.
Remember: When dealing with out-of-state documents, the Notary laws of your jurisdiction always supersede those of the state in which the document will be recorded.
Kelle Clarke is a Contributing Editor with the National Notary Association.